Carlsbad Bankruptcy Lawyer
When it comes to filing for bankruptcy, many people may feel overwhelmed and intimidated. Dealing with a large amount of debt can be difficult for many, which is why you should turn to a legal professional who has had experience with bankruptcy and has represented a variety of clients. Working with a bankruptcy attorney can be the solution to going about the bankruptcy filing process with more reassurance and additional legal advice. If you are looking for a bankruptcy attorney in Carlsbad, The Law Offices of Marc Duxbury is the firm to turn to. We have the experience of decades of representing clients and can connect you with an attorney who will be attentive and focused on your case.
Bankruptcy can sound intimidating for many. The truth is that filing for bankruptcy can provide the help you need with following up on payment of debts you may have collected over the years. Where to begin? The process for filing for bankruptcy goes as follows:
To get started, you must schedule a consultation with a bankruptcy lawyer who can walk you through filing and will handle your case from start to finish. The Law Offices of Marc Duxbury is the bankruptcy law firm you can trust.
After you’ve sat down with a Carlsbad bankruptcy attorney from our law firm, it’s time to discuss in-depth your financial situation and how it may have come to be. This can help determine the right bankruptcy chapter to file as well. If you are looking for a divorce bankruptcy attorney who can assist you and your soon-to-be ex spouse in filing joint bankruptcy, our firm can help. Joint bankruptcy before divorce can be much easier than filing apart.
A bankruptcy lawyer in Carlsbad from our firm can help you review your financial options. This may involve debt negotiation or settlement, as well as how to go about a collection lawsuit. Filing for bankruptcy will also be heavily discussed, and one of our bankruptcy attorneys will provide help filing for bankruptcy.
The final step in your consultation with a Carlsbad bankruptcy lawyer is discussing a debt relief plan. We offer representation for liens ( right to keep the property of another person who owes a debt until the debt is resolved), wage garnishment (an order for your employer to withhold a portion of your payment to send to one of your creditors), repossession, and creditor harassment as well. A Carlsbad bankruptcy lawyer from our firm can provide you with a defense against these problems.
If a Carlsbad bankruptcy lawyer from The Law Offices of Marc Duxbury advises you to file for bankruptcy, you may be unsure of which chapter of bankruptcy can help settle your debt problems. The types of bankruptcy chapters include:
Chapter 7 bankruptcy consists of an appointed trustee liquidating all of the debtor’s nonexempt property (besides houses and cars, to name some exempt examples) and sending the funds acquired to the creditors. A local Carlsbad bankruptcy attorney from our team can provide you more information on how to file for this form of bankruptcy.
Chapter 11 business bankruptcy or corporate bankruptcy is typically filed by businesses (or individuals) who want to continue in operations. A bankruptcy lawyer in Carlsbad from our corporate bankruptcy law firm can help file for this form of business bankruptcy. This chapter involves businesses forming a reorganization plan to pay back lenders, which must be court-approved. Businesses under chapter 11 bankruptcy may still be able operate, but finances are restructured and downsized.
Chapter 13 bankruptcy allows debtors to repay a large portion of their debt within 3-5 years. While in this chapter, collectors of debts are not allowed to attempt full collection, which can give many individuals a break from creditor harassment. What sets chapter 13 apart from chapter 7 the most is that individuals in debt who want to qualify for chapter 13 bankruptcy must show proof of a reasonable income.
If you are considering going bankrupt, you should turn to a trusted law firm with years of expertise. The Law Offices of Marc Duxbury is a firm that has represented over thousands of cases, so you can be confident a bankruptcy lawyer in Carlsbad from our dedicated law firm will handle your case with professionalism and efficiency. We offer cost-effective experience and you’ll get the big firm experience at a boutique price working with our team. A low cost bankruptcy is not easy to come by, unless you’re working with our firm.
Our team of committed attorneys always make sure to support every client throughout the process of consultation, filing, and agreement. You can be confident a kind and attentive lawyer from our firm will handle your case from start to finish. For a local Carlsbad attorney that people can trust, they know they can turn to The Law Offices of Marc Duxbury! There is no bankruptcy case we can’t handle, and we will make sure to explore all legal options with you.
Overwhelming debt can instantly put a halt to your life. It may seem like you’ll never find a solution, and this looming debt can have you frozen and unsure of what to do. Turn to a trusted bankruptcy attorney from The Law Offices of Marc Duxbury. We have the experience of handling over thousands of cases representing clients who have filed for bankruptcy and have handled their debt. You don’t have to go through the process, we can help answer questions, consult with you, and of course, provide the legal representation you need to navigate the process of filing for bankruptcy.
Contact The Law Offices of Marc Duxbury to consult with an attorney and get started today.